Feeling Financial Stress? These Tips Might Help!

February 23rd, 2014 | By Marjie No Comments


If you’re experiencing stress over financial matters, you are not alone. According to ongoing surveys, seven out of 10 people feel financial-related stress at some point in their lives, and many feel it frequently. That’s not good, but it’s a reality. And anxiety for any reason can lead to a multitude of problems, including but certainly not limited to high blood pressure, interrupted sleep or insomnia, and relationship stress.

The good news is that there are various ways to alleviate or at least cope with stress, several of which provide additional health-related benefits. For instance, activities such as exercise, meditation, and yoga can help relax tense muscles and improve attitude.

There are simple financial steps you can take that will help as well. First, make a budget and stick to it. Plan a daily budget that helps you identify areas where you can save. For example, can you take your lunch to work rather than eating out? How many times per week can you do this? And can you skip the coffee house once or twice a week and just have a cup at the office?

Second, make a distinction between wants and needs. Do you need the newest smart phone, or can you keep your current phone for another year? Can you make ‘date night’ a movie at home this week instead of at the theater?

Also, avoiding new debt is very helpful, but paying off your current debt should be a top priority. If you have enough money to pay more than the minimum balances on credit card debt – even if it’s just $5 or $10 per month – then add it to the payment for the card with the highest interest rate. After you’ve paid off that card, do the same with the next one.

Check with your local credit union or other financial advisor. They can provide a free financial checkup, and help get you on the road to financial recovery. There is no better time than TODAY to start getting fiscally fit!

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